Cookie Policy
Last updated: March 2025
We use cookies and similar tracking technologies on xelurathomi.com to improve your browsing experience and help us understand how people interact with our financial goal-setting tools. This policy explains what these technologies are, why we use them, and how you can manage your preferences.
By continuing to use our website, you acknowledge that you've read and understood how we handle cookies. We respect your privacy and want you to feel informed about the data collection happening while you explore our platform.
What Are Cookies?
Cookies are small text files that get stored on your device when you visit a website. They're pretty standard across the internet these days. Think of them as digital notes that help websites remember things about your visit—like your language preference or the items in your shopping cart.
Most cookies don't collect personal information that identifies you directly. Instead, they track patterns and preferences to make your experience smoother. Some cookies stick around for just one session, while others remain on your device for months or even years.
We use both first-party cookies (set directly by xelurathomi.com) and third-party cookies (set by external services we work with). The difference matters because third-party cookies can sometimes track you across multiple websites, not just ours.
How We Use Tracking Technologies
Our website uses several types of tracking methods to provide a functional and personalized experience. Here's what happens behind the scenes:
Essential Strictly Necessary Cookies
These cookies keep the website running properly. They handle basic functions like page navigation, secure access to protected areas, and maintaining your session as you move between pages. Without these, xelurathomi.com wouldn't work correctly. We don't ask for your consent to use these because they're fundamental to the service you're requesting.
Functional Preference Cookies
These remember choices you make—like your preferred currency display or whether you want help tooltips shown. They make your experience more personalized without tracking your broader browsing behavior. If you disable these, some features might not work as smoothly, but the core functionality remains intact.
Analytics Performance Cookies
We use these to understand how visitors interact with our financial planning tools. They tell us which pages get the most traffic, where people tend to drop off, and how long users spend on different sections. This information helps us improve the platform and fix issues before they affect too many people. The data is aggregated and doesn't identify you personally.
Marketing Targeting Cookies
These track your browsing habits to show you relevant content and advertisements. They help us understand which marketing campaigns bring people to xelurathomi.com and prevent you from seeing the same ad repeatedly. You can opt out of these through your browser settings or by adjusting your preferences when you first visit our site.
Specific Examples of Cookie Usage
Let me give you some concrete examples of how cookies enhance your experience on xelurathomi.com:
- When you create a budget template and come back later, cookies remember your progress so you don't have to start from scratch
- If you adjust your dashboard layout to show certain widgets first, that preference gets saved for your next visit
- We track which educational articles get the most attention so we can create more content on topics that actually interest our Australian users
- Session cookies keep you logged in as you navigate between your savings goals and investment trackers
- Analytics cookies help us identify if our mobile interface works as well as the desktop version for managing financial goals
- Marketing cookies show you blog posts or webinar announcements related to financial strategies you've previously explored
Managing Your Cookie Preferences
You have several options for controlling how cookies work on your device. Most browsers allow you to view, manage, and delete cookies through their settings menu.
Keep in mind that blocking certain cookies might affect how well our website functions. For example, if you disable functional cookies, you'll need to reset your preferences each time you visit.
Data Retention and Cookie Lifespan
Different cookies stay on your device for different amounts of time. Here's a breakdown:
Session Cookies
Deleted automatically when you close your browser. These handle temporary actions like keeping you logged in during your current visit.
Short-term Cookies
Last between 24 hours and 30 days. Used for remembering recent actions and preferences during your active usage period.
Long-term Cookies
Can remain on your device for up to 2 years. These store persistent settings like dashboard customization and language preferences.
Third-Party Services
We work with external service providers who set their own cookies when you use xelurathomi.com. These might include analytics platforms, payment processors, and customer support tools. Each of these services has its own privacy policy that governs how they collect and use data.
While we carefully select our partners based on their data protection standards, we can't control their cookies directly. If you're concerned about third-party tracking, you can use browser extensions designed to block external cookies or opt out through industry opt-out platforms.
Important Note About Third-Party Tracking
Some third-party cookies may track your browsing activity across multiple websites, not just xelurathomi.com. If you want to limit this type of cross-site tracking, consider using browser privacy modes or installing tracking prevention extensions.
Updates to This Policy
Technology changes quickly, and so do the tools we use to run xelurathomi.com. We review this policy regularly and update it when we add new tracking technologies or change how we use existing ones.
When we make significant changes, we'll update the "last modified" date at the top of this page. For major updates that affect how we collect or use data, we might also send you an email notification or show a banner when you next visit the site.
We encourage you to check back here occasionally, especially if you haven't reviewed the policy in a while. Your continued use of xelurathomi.com after we post changes means you accept the updated terms.
Questions About Our Cookie Practices?
If you have concerns about how we use cookies or want to exercise your data rights, we're here to help. Reach out through any of these channels: